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The death of a relative or friend is one of the most stressful events that happens in life. If death is sudden or unexpected, the feeling of shock can seem overwhelming. Even when the death is expected, it is still difficult to be prepared.

While this brochure cannot anticipate every situation, we hope that it will answer some of your questions and help you make necessary arrangements.

There is a list of phone numbers at the end of this page to direct you to those who can help.

It is important to remember to look after yourself. This brochure may also help you explore some of the feelings you may have and suggest ways to care for yourself and others.

A Note about Service Canada

Service Canada is now legislated to be one point of contact with various Government of Canada Departments, with whom the deceased or their estate may have had, or will require, some involvement. At the time of printing, the protocols and mechanisms to achieve this goal were being finalized.

When Someone Dies

Arranging the funeral

If a funeral director has not been selected before you are ready to leave the hospital, you will need to call the hospital switchboard with your choice.

Meeting with the funeral director

The funeral director will assist you with options including: an obituary; visitation; a funeral or memorial gathering; cremation or burial; and matters related to administration such as the Canada Pension Plan (see check list on opposite page).

If you have a religious or spiritual affiliation, the leader of your faith community can help with arrangements that will be helpful. Keep in mind any wishes that the deceased may have expressed.

When you meet with the funeral director, they will require this information regarding the deceased:

  • Social Insurance Number
  • Date and place of birth
  • Names and birthplaces of parents
  • Marital status
  • Partner’s name
  • Children’s names
  • A photograph

After the funeral

Here is a checklist of government agencies, organizations and professionals that you need to notify, with a Proof of Death Certificate, as applicable, with advice from the funeral director.

  • Banks: Bank staff can assist you to close the bank account(s) of the deceased and provide financial advice.
  • Lawyer: A lawyer can help you or the executors of the estate to attend to the legal will and wishes of the deceased.
  • Canadian Pension Plan: If the deceased was receiving CPP or Old Age Security, there may be benefits available to survivors. You are required to notify the Income Security Program. This office requires the name of the deceased; their Social Insurance and Old Age Security numbers; the date of death; and the names of their next of kin. You can reach the Income Security Program at www.servicecanada.gc.ca
  • Insurance: Insurance companies will also need to be notified of the death.
  • Employer: Employers need notification for a number of reasons including possible pension and insurance benefits.
  • Veterans Affairs Canada: If the deceased was receiving benefits through VAC, you are also required to notify this office. Call: 1-866-522-2122 (English) or 1-866-522-2022 (French)
  • The Last Post: The Last Post Fund provides funeral and burial grant assistance for veterans. Call: 1-800-465-7113
  • Ontario Health Insurance Plan: To cancel OHIP coverage, bring the Ontario Health Card along with a Proof of Death Certificate to: Service Ontario (various locations) call 1-800-267 8097 or visit www.serviceontario.ca
  • Vehicle Licensing: To cancel a Driver’s Licence, bring the Licence along with a Proof of Death Certificate to Service Ontario. If the deceased owned a vehicle and you wish to have the vehicle licence transferred to another individual, Service Ontario or the Ministry of Transportation Ontario (MTO) can assist you: www.serviceontario.ca or www.mto.gov.on.ca
  • Credit card companies: They should be notified, and in some cases debts may be covered by insurance policies.
  • Landlord, utilities, subscriptions, phone or internet services: These parties should also be notified. If the deceased lived alone, notify the Post Office about where to forward any mail.
  • Workplace Safety Insurance Board: If the death was caused by a work related accident, there may be coverage of some costs: www.wsib.on.ca / 1-800-387-0750
  • Criminal injuries compensation: Compensation and other support may be available to the surviving family of a crime victim. Contact the Victim Services Unit of the Waterloo Regional Police Service at 519-653-7700.

Caring for yourself and others

Helpful contacts

Acknowledgements

Adapted from: “When Someone Dies”, catalogue no. GV.300.W574, January 2003, with permission from Vancouver Coastal Health; “Decisions at a Difficult Time: Information for the Bereaved” published by Cambridge Memorial Hospital, 2003; and “Why?? Grief after Suicide” by www.wrspc.ca